Terms of Service

Agreement to these terms

By accessing or using this website, you agree to comply with these Terms of Service and our Privacy Policy. If you do not agree with these terms, please do not use the website.

Additional written agreements and disclosures may apply if you choose to engage First Choice Credit Repair for services. If these website terms conflict with a properly executed service agreement, the service agreement will control with respect to those services.

Purpose of this website

This website provides general information about First Choice Credit Repair, available services, credit education, and ways to request a consultation.

Website content is provided for general informational purposes. It is not a substitute for individualized financial, legal, tax, accounting, or lending advice.

Accessing the website, submitting a consultation request, or communicating through a public website form does not by itself create a client relationship.

Eligibility

This website is intended for adults who are at least 18 years old and capable of entering into a binding agreement.

By using the website, you represent that you meet these requirements and that the information you provide is accurate and belongs to you.

Acceptable use

You agree not to:

• Use the website for unlawful, fraudulent, or abusive purposes.
• Submit information that is false, misleading, unauthorized, or belongs to another person without permission.
• Attempt to gain unauthorized access to the website, its systems, or information belonging to another person.
• Introduce malware, harmful code, automated scraping tools, or other technology that could disrupt the website.
• Impersonate another person or misrepresent your identity or affiliation.
• Copy, reproduce, republish, or commercially exploit website content without permission.

We may restrict or terminate access to the website when we reasonably believe these terms have been violated or when necessary to protect the website, our business, or others.

Credit-related information and results

Credit situations vary by consumer. First Choice Credit Repair does not guarantee any particular credit score, score increase, financing approval, interest rate, removal of information, or completion timeframe.

Accurate, current, and verifiable negative information generally cannot legally be removed from a consumer’s credit report merely because it is unfavorable.

Consumers may dispute inaccurate or incomplete credit-report information themselves without hiring a credit-repair organization. Information about consumer credit-file rights is available on our Consumer Credit File Rights page.

Consultation requests and communications

Submitting the consultation form authorizes First Choice Credit Repair to respond using the contact method you select. A requested date or time is a preference and is not confirmed until First Choice Credit Repair accepts it.

You are responsible for providing accurate contact information and for keeping your contact details current.

Intellectual property

The website’s design, branding, text, graphics, logos, icons, and other original content are owned by or licensed to First Choice Credit Repair and are protected by applicable intellectual-property laws.

You may access and use the website for personal, noncommercial purposes. No ownership rights are transferred to you through your use of the website.

Third-party websites and services

This website may link to websites, resources, or services operated by third parties. Those services are governed by their own terms and privacy practices.

First Choice Credit Repair does not control and is not responsible for the availability, content, security, or practices of third-party services. A link does not necessarily constitute an endorsement.

Website disclaimers

The website is provided on an “as available” basis. To the fullest extent permitted by law, First Choice Credit Repair disclaims warranties concerning the website’s uninterrupted availability, security, accuracy, or freedom from errors.

We work to keep website content accurate and current, but information may become incomplete or outdated. We may modify, suspend, or discontinue website features without notice.

Nothing in these terms excludes warranties or consumer rights that cannot lawfully be excluded.

Limitation of liability

To the fullest extent permitted by applicable law, First Choice Credit Repair will not be liable for indirect, incidental, special, consequential, or punitive damages arising solely from access to or use of this public website.

This limitation does not apply where liability cannot lawfully be limited or excluded. Nothing in these terms limits rights or remedies provided under applicable consumer-protection law.

Governing law and severability

These website terms are governed by the laws of the State of Nevada, without regard to conflict-of-law principles, except where applicable federal law or another jurisdiction’s mandatory consumer protections control.

If any provision of these terms is found unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

Changes to these terms

We may update these Terms of Service as the website, business, or applicable requirements change. Updates will be posted on this page with a revised “Last updated” date.

Your continued use of the website after updated terms are posted constitutes acceptance of those updates to the extent permitted by law.

Contact us

Questions about these website terms may be directed to: